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- Starting a new business
  
  Starting a new business can be an exciting adventure, but it also requires careful planning and preparation. There are essential steps to take and key elements to consider when setting up a business and seeking financial support such as from the SNCI. Think about innovation, flexibility, a sound business plan, and efficient, straightforward financial management to get your start-up/SME off to the best possible start.
- Financing the modernization and expansion of your business
  
  To convince a potential financial organisation, such as the SNCI, to finance the modernisation and expansion of your business, you need to present a convincing case that demonstrates the possibility of a strong return on investment. Consider updating your business plan to reflect your new objectives and expansion plans, and clearly define your ambitions for modernisation and expansion, possibly even abroad.
- Transform your company into a more modern, creative entity
  
  When you want to transform your company into a more modern, creative, and solutions-oriented entity, several key factors come into play. You will need to clearly define your new corporate vision and the strategic objectives you wish to achieve. Identify the areas in which you want to modernise, focusing on the specific benefits that modernisation will bring to your business.
- Taking over or transferring a business
  
  If you are taking over a business and need to find new financing to support the acquisition and ensure the company's future development, there are several important points to which you should pay particular attention. Firstly, you need to carry out a thorough evaluation of the business you are considering taking over, determine the precise amounts of finance required, check contracts, agreements, current disputes, and other obligations that could affect the future financial health of the business. This will increase your chances of finding the finance you need to successfully complete the takeover and the future development of the business you have just acquired.
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Action by programme

Prostart

Create a new company

Grants to co-finance the tangible and intangible expenses required to implement the business plan presented by newly-created or start-up SMEs.

Potential products

DIRECT

Start-up loan
SPARK

INDIRECT

Equipment loan
Indirect development loan (PID)

proDevelop

Financing the modernization and expansion of your business

Financing to co-finance the tangible and intangible expenditure required for the company's development (traditional projects - machines, halls, etc.).

Potential products

DIRECT

Mid and long term loan
Overseas financing

INDIRECT

Equipment loan
Indirect development loan (PID)

proInnovate

Transform your business into a more modern, more creative entity

Financing intended to co-finance tangible and intangible expenses incurred in the development of new products or services.

Potential products

DIRECT

Innovation loan (PEN)
Research, development and innovation loan (PRDI)

INDIRECT

Indirect development loan (PID)

proTransfer

Taking over or transferring a business

Financing to co-finance expenses incurred in the acquisition of a business or shares in a company. (majority ownership and control over the target company required)

Potential products

DIRECT

Trade-in loan

INDIRECT

Indirect development loan